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Daegu Bank (005270)   STOCK
 
Address DAEGU BANK HEAD OFFICE BLDG., 118, SUSEONGDONG 2-GA, DAEGU
Home Page www.dgb.co.kr
Established 1967.10. 7 Tel 053-756-2001
Listed 1972. 5.12 IR 053-740-2036
Common shares O/S 132,125,000 President Lee,Hwa Eon
Preferred shares O/S No.of Employees 2,800(2008. 3)
Performance and corporate image have greatly improved by winning Sustainable Management Grand Award while net profit growth continues after posting 260,800,000,000 won net profit in 2007. Net interest margin relatively solid in the industry continues as the bank is able to determine loan interest rates with a more discretion based on low deposit to loan rate and solid ratio of low-cost deposits. Net worth ratio of 11.3% and substandard or lower loan ration of 0.74% are maintained, based on BIS standards.
Net interest income will start increasing as net interest margin is stabilized while the bank pursues an optimum loan growth. Solid performance will continue with efforts to increase non-interest income and to control expenses while credit risk is stabilized with effective asset soundness management. Plans are under consideration to transform into a holding company jointly Pusan Bank that will include such local banks as Kyungnam and Kwangju Bank as subsidiaries.
(date: 2007.12, unit : %)
Name SMALL CAP World F. Inc Samsung Life Insurance
Portion 8.0 7.3
(unit : %)
Revenue Interest Income 68.5 Expenses Interest Expense 40.6
Commission Income 7.0 Commissions Expense 2.5
Gain on Working of Securities 3.5 Other Operating Expenses 23.0
Gain on Foreign Currency Trading 4.8 SG & A Expenses 24.6
(Unit : 100Mn.Won,Won)
Year 98.11 98.11 98.12 99.12 ~02.12
Type RI BI RI RI CB
Amount 1,001.00  654.75  200.25  1,000.00  585.25