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Daegu Bank (005270)   STOCK
 
Address 118, SUSEONGDONG 2-GA, SUSEONG-GU, DAEGU
Home Page www.dgb.co.kr
Established 1967.10. 7 Tel 053-756-2001
Listed 1972. 5.12 IR 053-740-2036
Common shares O/S 132,125,000 President Lee,Hwa Eon
Preferred shares O/S No.of Employees 2,836(2009. 9)
Loan assets posted a slow growth because of tight risk management and slow investment by businesses due to the economic recession. Interest margin increased with increase of low-cost deposits, temporary interest income accrued, and a high net interest margin maintained by control of non-performing loans. Asset soundness improved with active control of delinquent loans and reduced non-performing loans despite high risk is feared due to construction or real estate project financing and heavy loan ratio to small busineses.
Slow loan asset growth will continue as a conservative asset growth is planned against the economic recession. Stable profitability will be maintained with heavy ratio of low-cost deposits. Performance will improve as net interest margin will increase when deposits are repriced. Profit will grow as write-off will decrease with limited potential non-performing loans in view of the industrial restructuring and low delinquency rate.
(date: 2009.06, unit : %)
Name Samsung Life Insurance employee stock ownership assn
Portion 7.3 0.3
(unit : %)
Revenue Interest Income 49.9 Expenses Interest Expense 27.3
Commission Income 4.1 Commissions Expense 2.0
Gain on Working of Securities 1.4 Other Operating Expenses 36.7
Gain on Foreign Currency Trading 13.8 SG & A Expenses 13.5
(Unit : 100Mn.Won,Won)
Year 98.11 98.11 98.12 99.12 ~02.12
Type RI BI RI RI CB
Amount 1,001.00  654.75  200.25  1,000.00  585.25