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Daegu Bank (005270) |
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STOCK |
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| Address |
118, SUSEONGDONG 2-GA, SUSEONG-GU, DAEGU |
| Home Page |
www.dgb.co.kr
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| Established |
1967.10. 7 |
Tel |
053-756-2001 |
| Listed |
1972. 5.12 |
IR |
053-740-2036 |
| Common shares O/S |
132,125,000 |
President |
Lee,Hwa Eon |
| Preferred shares O/S |
|
No.of Employees |
2,836(2009. 9) |
| Loan assets posted a slow growth because of tight risk management and slow investment by businesses due to the economic recession. Interest margin increased with increase of low-cost deposits, temporary interest income accrued, and a high net interest margin maintained by control of non-performing loans. Asset soundness improved with active control of delinquent loans and reduced non-performing loans despite high risk is feared due to construction or real estate project financing and heavy loan ratio to small busineses. |
| Slow loan asset growth will continue as a conservative asset growth is planned against the economic recession. Stable profitability will be maintained with heavy ratio of low-cost deposits. Performance will improve as net interest margin will increase when deposits are repriced. Profit will grow as write-off will decrease with limited potential non-performing loans in view of the industrial restructuring and low delinquency rate. |
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(date: 2009.06, unit : %) |
| Name |
Samsung Life Insurance |
employee stock ownership assn |
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| Portion |
7.3 |
0.3 |
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(unit : %) |
| Revenue |
Interest Income |
49.9 |
Expenses |
Interest Expense |
27.3 |
| Commission Income |
4.1 |
Commissions Expense |
2.0 |
| Gain on Working of Securities |
1.4 |
Other Operating Expenses |
36.7 |
| Gain on Foreign Currency Trading |
13.8 |
SG & A Expenses |
13.5 |
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  |
(Unit : 100Mn.Won,Won) |
| Year |
98.11 |
98.11 |
98.12 |
99.12 |
~02.12 |
| Type |
RI |
BI |
RI |
RI |
CB |
| Amount |
1,001.00 |
654.75 |
200.25 |
1,000.00 |
585.25 |
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